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Sue Spitulnik

Writing, Sewing, Travel, and Thoughts

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Planning Ahead

The sale of life insurance in the U.S. began in the late 1760s. On May 2, 1759, the charter was recorded for the Corporation for Relief of Poor and Distressed Widows and Children of Presbyterian Ministers. Episcopalian priests created a comparable relief fund in 1769. Between 1787 and 1837 more than two dozen life insurance companies were started, but fewer than half a dozen survived.

Life insurance can do some pretty amazing things for people. It can buy loved ones time to grieve. It can pay off debts and loans, providing surviving family members with the chance to move on with a clean slate. It can keep families in their homes and pre-fund a child’s college education. It can keep a family business in the family. It can provide a stream of income for a family to live on for a period of time. [courtesy National Day of Calendar]

I am in that age group where my friends are starting to lose their spouses, and some are just dealing with losing their parents. Life insurance is mentioned often with the main question being, “Do you have any?” Too often, I hear, “Well, we bought some years ago, but couldn’t continue to keep paying for it.” From my friends that are already widows and widowers who didn’t have an active life insurance policy, let me tell you, that is the wrong answer.

The younger you are when you take out life insurance, not expensive term life, but whole life, the less your payments will be. I suggest you look at that payment as important as the electric bill. In the future, you will be glad you did. Even a small insurance policy is better than none. With funerals now costing over $5000.00 in the U. S. just that bill could be enough to stagger the finances and cause a person to stumble into the “new normal”.

My friends who have become single because of a death who have been able to stay in their homes without financial worries are happier than those who found themselves suddenly in an apartment. Of course I realize age and health of the surviving spouse (or children) also plays a role in where they live.

Please be kind to yourself and plan ahead for financial freedom for your surviving family members by buying life insurance early.

 

 

 

Freedom Isn’t Free

Every May 1 Americans honor the sacrifices of the combat wounded, ill and dying service members on Silver Star Service Banner Day. The history of the service banner dates back to 1917 or 1918, following the suggestions of Women’s Committee of the Council of National Defenses.  The use of Blue and Gold Star Service Banners was formally adopted into the United States Code and made official, leaving the Silver Star Service Flag overlooked.  A new Silver Star Service Flag and Banner were designed and were quickly accepted widely used throughout the United States. The United States House of Representatives passed H Res. 855, a stand-alone resolution on April 21, 2010, making the SSFOA Silver Star Service Banner official and making May 1 Silver Star Service Banner Day. {Courtesy National Day of Calendar}

I’m glad the U. S. as a whole has come to the conclusion that our service members should be recognized and thanked, whether we agree with the conflict they have been involved in or not. Why we are involved in a conflict is an argument to be taken up with our government. When a new military member raises their hand and says they will serve, they are expected to take orders and follow them without question. It isn’t their choice where they go or if they want to do what is expected of them. It is a sacrifice from the very beginning, family days no longer exist, and staying close to home is a rarity.

When a service member returns from assignment, or finishes their enlistment, they often come home with visible and invisible scars. It’s easy to recognize a facial scar, or missing limb. It’s not easy to recognize what they are now calling “brain trauma”. That refers to the emotional wounds from being involved in combat; what they had to do to survive, or what they saw happen right next to them. War is ugly, sometimes expectations in a non-war zone are just as ugly.

I share this in case you don’t have any personal connection to someone who has served in our military, in an attempt to educate. Our service members deserve recognition and that is what the Silver Star Service Banner Day is all about.

 

Fighting Evil

It’s National Superhero Day. I love to see little kids, and even big ones, emulate or dress up as their favorite super hero. I think it’s a healthy thing to want to be strong and have the desire to fight evil. Superheroes can be positive role models for children in that they show the improbable is possible. I say, let the children believe they can, and they will grow up with a desire to do so.

Now, we not only have superheroes, but also transformers, ninja turtles, and video game heroes I’ve never heard of. It seems there is one thing in common among all these heroes, and that is a cool costume. I have to smile when I see a mother in the store and her child is dressed in a superhero costume. I wonder if it’s the color that they like, or if it is the TV show or movie they have seen and they want to “feel the power” by dressing up as their favorite.

My grandson went through a prolonged Spider-Man phase. Everything was Spider-Man: sheets, sneakers, coat, shirts, and hat. I sort of miss that because now he is becoming more aware of the real world and how it isn’t always nice out there. But, he has found some real superheroes to emulate and respect. He is into his second year of Karate lessons and has gained self-esteem, manners, and an interest in doing things to the best of his ability. His black-belt instructors, called sensei, are teaching him those things. And one of them, Mike, is often wearing  a Batman t-shirt under his ghee (karate uniform).

A superhero post wouldn’t be complete without mentioning our military, police forces or firefighters. These people serve their communities and country on a daily basis. They are the strong ones that protect us from evil often putting themselves in harm’s way. We owe them a lot and should respect their uniform. I also think we should include medical staff in the superhero category. Where would we be without modern medicine and the facilitators of it.

The next time you see a superhero, remember who you wanted to be like when you were little and evaluate if you’ve come close. I’m sure you have in some way.

 

 

Thank You Veterans

I’m sharing the post from the National Day of Calendar about National Yellow Bat Day. It was information I didn’t know. Thank you to all our veterans from any time period. The U.S. might not be perfect, but it sure is a grand country and I am proud to be part of it.

April 21st honors National Yellow Bat Day. On this day in 1967, the 265th Army Security Agency Company (Airborne) with the 101st Airborne Division was activated at Fort Campbell, Kentucky.

The official insignia of the 265th is a bat with outstretched wings on a full moon rising with the motto Through the Night below. Symbolically the bat represents mystery and secrecy due to its nocturnal nature, which well describes the intelligence support provided by the Army Security Agency Battalion.

Before deploying, all the military vehicles and equipment were painted with a yellow bat symbol which was clearly visible from a distance and aided in the identification of all unit equipment.

On November 19th of the same year, they were deployed to Vietnam with the designation 265th Radio Research Company (Airborne) to provide intelligence support to the 101st Airborne Division. Arriving a few weeks ahead of the Viet Cong Tet Offensive, they soon learned of the of the North Vietnamese campaign, but few commanders would believe the intelligence.

January 31st on the Vietnamese calendar, Tet, is the celebration of the lunar new year and is considered a most important holiday. During the conflict between North and South Vietnam, there had been a long-standing, informal truce on this day.

General Vo Nguyen Giap, commander of the North Vietnamese, was prepared to ring in the lunar new year with a series of coordinated attacks, to break the informal truce.

Doug Bonnot, who was assigned to the 265th RRC (ABN) Operations NCOIC in the spring of 1970 and author of The Sentinel and the Shooter says,”The offensive would come as a surprise to many but personnel of the 265th RRC (ABN) were manning their sector defensive perimeter of Bien Hoa Air Base, along with the very few small units that believed their intelligence reports, some 12 hours before the Tet Offensive was launched.”

The Viet Cong never breached these positions, and the Battle Flag of D: 275th Viet Cong Battalion hangs in the Sentinel Museum today.

D: 275th VC Bn flag which hangs in the Sentinel Museum. The text reads that their mission is to liberate the citizens of Long Binh and Bien Hoa.

The Sentinel Museum is a traveling museum which is designed to provide insight into the Vietnam conflict and awareness of the contributions of the 265th Radio Research Company. The 265th’s activities were highly classified, and the sacrifices of these honorable men cloaked in secrecy until decades after the end of the war. Even today the general public is unaware of these men who worked in the shadows providing silent and ceaseless support to the infantry soldier during the Vietnam War.  The Yellow Bat is a symbol of their secrecy and their service, through the night.

HISTORY

National Yellow Bat Day was submitted by Doug Bonnot, President of the Sentinel Chapter of the 101st Airborne Association. He and the chapter members are all 265th RRC (ABN) personnel. The Registrar at National Day Calendar approved the day in 2016.  For more information on National Yellow Bat Day or the Sentinel Chapter of the 101st Airborne Association, please write to Sentinel Chapter, PO Box 205, Telford, TN 37690.

Taken for Granted

stIt’s National Lineman Appreciation Day. After the recent windstorm in western New York and other states to the west of us, this day means a little more. Turning a light on, or the TV, and knowing they are going to work shouldn’t be taken for granted, though I know I am guilty of just that. We expect our power to work at all times, thinking little of how it actually gets to our homes.

“Regardless of the source, the electricity has to be transported by employing transformers and other equipment. Due to the dangerous conditions power poses, safety is of utmost importance for both the lineman and the consumer. When mother nature destroys what our linemen have built up, they are on call to build it back up again as quickly as possible. Even when there is no crisis, they work under dangerous conditions on a daily basis. Whether they are working in trenches, near water or on high towers, the risks are extreme.” (borrowed from the National Day of Calendar)

The windstorm I mentioned above was predicted to have 50 mph winds, but we had gusts over 95 mph which did more damage than expected. Lineman came to help “get the power back on” from many different states and Canada in 20 degree weather. We owe them a big thank you. It was pointed out on the news that they couldn’t work until the downed trees were moved out of their way, which they weren’t allowed to do. For some homes it was a three to five-day wait. And believe me, when the lights came back on, and the heat, people were mighty thankful. We were lucky, our power didn’t go out.

Last week a cat in our local area climbed a power pole and was sitting on top amongst all the wires. The owner called the power company to come rescue her pet and was told it was too dangerous to attempt. That should give a good indication of how dangerous a job these people do. After three days, the cat came down on his own, in the secrecy and quiet of night. It was quite the news story.

Here I sit in front of my computer thinking about the electricity that runs it. I appreciate the linemen that keep my power on.

Who Needs an Excuse

It’s National No Housework Day. Do you honestly need an excuse to not do housework? I don’t. I have a neighbor whose hobby is cleaning her house. When she goes away for a week, and I get to feed the cat, her house looks like it was just staged for a real estate showing. My house, well, the clean dishes are left in the drainer, the clothes I decided not to take are strewn on a bed, my coat is still hanging on a chair and you certainly can’t see your reflection in my kitchen counter because it’s still covered with the mail from last week.

I envy people who like to clean. I didn’t get that gene. I do appreciate how  my house looks when I do get around to it, and I like to have company so I am forced to clean up my piles of stuff, but to do it for no good reason. Not hardly. I’d rather go to my sewing room and accomplish something I enjoy doing.

If you are that person who has a floor that you can eat off, and you noticed a spot on it today, I want to give you permission to let it stay there for the day. Take today off from cleaning and relax. Read a book, or watch a movie you have waiting on your saved list, take a nap, call your girlfriend just to say hello, do anything but clean. That spot or mess will always be there tomorrow. Enjoy yourself. Oh, that’s right, some people enjoy cleaning. Have fun whatever you decide to do today.

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